How To buy Bitcoins with a Credit Card?

There are various ways to buy Bitcoin (Read also: How to Buy Bitcoins) with a credit card. Here we have listed seven exchanges to buy Bitcoin using a credit card:

  1. Coinmama (Website Address:

Note: Coinmama has a user-friendly interface for credit card payments. It caters to almost 180 countries. The company charges a transaction fee as high as 6.3%. If you are buying with your credit card, you need to pay an additional fee of 5% to the credit card processor, Simplex.

  • You will need to have a Bitcoin wallet.
  • Then, choose the number of Bitcoins you want to buy, from the Homepage. You can also choose from the packages they provide.
  • Once you hit on Buy BTC, fill your details on the sign-up page.
  • A photo ID needs to be uploaded for additional verification. You can buy only up to $500 until you are done with the verification process. Once it’s complete, you can buy up to $5000 per day and up to $30000 per month.
  • Now enter your Bitcoin address.
  • Finally, enter credit card details and place your order.
  1. eTORO (Website Address:

Note: One of the first largest retail broker in the world to allow its users to buy Bitcoin in their platform. Withdrawal fee is $25 (minimum withdrawal of $50), deposit fee varies & No Trading fee!

  • Create your own eTORO account.
  • You need to make a minimum deposit in the account.
  • You can use PayPal to make the deposit.
  • Place your Bitcoin order.

3. (Website Address:

Note: Based in London, it caters to the European clientele. It lists four fiat currencies and eight cryptocurrencies in its exchange. The credit card deposit fee is charged at 3.5% transaction fee as well as a $0.25, €0.25 or £0.25 charge depending on the cards base currency. Ruble based credit card deposit fee has a high transaction fee of 5%+ ₽15.57.

  • On the homepage, go to the Finance & Deposit next to the requested currency.
  • You can buy Bitcoins instantly via your credit card, from the options.
  • The processing fee is 3.99%.
  1. Coinbase (Website Address:

Note: It has become no.1 on the play store and is the world’s largest broker dealing with Bitcoin. It is well reputed and has a user-friendly operating interface.

  • Payment method can be added under Settings.
  • Enter credit card details and buy bitcoins, which will be sent to your Coinbase wallet.
  • You can buy a maximum of $250 BTC. But the maximum limit can change depending on the number of transactions.
  1. LocalBitcoins (Website Address:

Note: It is a peer-to-peer trading platform operating like eBay or Craiglist, matching buyers with sellers, but playing a minimal role in the actual exchange. They search for Bitcoin offer by filtering the Bitcoin advertisements to those that are credit card based. Here, the best deals go to the trusted buyers. Therefore, the exchange rates and any other fee depends on your willingness to submit your identification information.

  • Sign-up and look for sellers accepting credit cards.
  • Verify the seller’s reputation & trading terms.
  • Send a trade request with the amount you need to buy.
  1. Changelly (Website address

Note: It is the easiest way to use credit cards and accepts EOS Tokens. It scans other exchanges for the best rates once you place your order. However, it charges higher fees for credit card transactions compared to other platforms. Both Changelly and its credit card processor each charge a 5% fee for credit card transactions. You pay up another 0.5% to exchange your Bitcoin to EOS Tokens as you can only buy Bitcoin with a credit card. There is also a cap on the transaction limits for different countries.

  • On the homepage, select USD on the left and BTC on the right tab.
  • Rate & amount details to be checked properly.
  • Paste your BTC address.
  • Create your transaction and agree with the terms.
  • Complete payment with Visa/Mastercard.
  • Once entered the card details, go to the bank app online to find the 3-digit code in your bank statement.
  • Enter it and finish your transaction.
  • Within 5 – 30 minutes, you will receive your money with the fee receipt.
  1. Bitstamp (Website: Bitstamp)

Note: It lists only five crypto-coins; however, it is the largest European crypto exchange by trading volume. It applies a fee of 5% on all credit card transactions. Additionally, it also charges a fee on each trade. New customers in this exchange have to pay 0.25% of their Bitcoin purchases. However, it offers discounts to high volume traders. There is no withdrawal fee.

  • Choose credit card as your payment option, once you click on Deposit.
  • After the required deposit is cleared, choose Buy/Sell & choose BTC.
  • Enter the amount and click on Buy.
  • You will need a 3D secure credit card.


Credit card fee- buy side Trading Fee Withdrawal Fees



6.3% None






VISA & Mastercard: 3.5% + $0.25, 3.5% + £0.25, 3.5% + €0.25, 5% + ₽ 15.57 RUB

Maker: 0-0.16% Taker: 0-0.25% Instant buy: 7%






LocalBitcoins Transactions to wallets of other LocalBitcoins users are free.

Others: 0.5%

Fees Varies Transactions to wallets of other LocalBitcoins users are free.

Others: 0.5%









VirWox Fees vary 2.5-20%

Cryptocurrency: 0.0005 BTC per withdrawal, Other: 1 EUR (1 USD, 1 CHF, 1 GBP)

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